This website (the "Website") is an internet-based publication owned and published by Lendal Pro Technologies, Inc. ("Lendal" or "Publisher"). The Publisher is not registered as an investment adviser with any federal or state regulatory agency. The Publisher relies upon the "publisher's exclusion" from the definition of "investment adviser" pursuant to Section 202(a)(11) of the Investment Advisers Act of 1940, as amended, and any corresponding state securities laws. The Website is a publication of general and regular circulation offering impersonal investment-related opinions to subscribers and/or prospective subscribers, and not tailored to the specific investment objectives, needs, or portfolio of any of any individual subscriber, whether prospective or current.

The Website is limited to the dissemination of impersonal and objective investment-related information and opinions, together with access to additional impersonal investment-related information and opinions. You understand that no content published on this Website constitutes a recommendation that any particular investment, security, portfolio of securities, transaction or investment strategy is suitable for any specific person. You further understand that none of the creators or providers of the content on the Website will advise you personally concerning the nature, potential, value or suitability of any particular investment, security, portfolio of securities, transaction, investment strategy or other matter. Therefore, please do not attempt to seek personalized investment advice from them, as they will not and cannot provide such advice. To the extent any of the content published as part of the Website may be deemed to be investment advice, such information is impersonal and not tailored to the investment needs of any specific person. The publication of the Website should not be construed by any subscriber and/or prospective subscriber or any other person who access such content (collectively, "Subscribers") as the Publisher's (i) solicitation to effect or attempt to effect transactions in securities over the Internet, or (ii) provision of any investment related advice or services tailored to any particular individual's financial situation or investment objectives.

You understand that the views expressed herein are the authors' own opinions. Trading in securities (including, without limitation, stocks, options, ETFs, and bonds) involves risk and volatility. Past results are not necessarily indicative of future performance. You understand that performance data is supplied by sources believed to be reliable, that the calculations therein are made using such data, and that such calculations are not guaranteed by these sources, the information providers, or any other person or entity, and may not be complete. Lendal shall not be liable for any errors or delays in the content, or for any actions taken in reliance thereon. It is important to note that markets are subject to continuous changes, and previously published information and data may not be current or reliable for making investment decisions.

As a Subscriber, you maintain complete discretion as to whether or not you choose to follow any portion of the content provided on the Website. The Publisher does not offer or provide investment implementation services, nor does it offer or provide initial or ongoing personalized advice, whether in person or via the internet. It is exclusively your responsibility as a Subscriber to review and evaluate the content and determine whether to accept or reject any opinions expressed therein. Additionally, it is your sole responsibility to assess the suitability of any such opinion, including those generated by algorithms or indicators, for your investment portfolio or objectives, of which the Publisher has no knowledge or opinion. The Publisher does not express any opinion regarding the appropriateness of any recommendations provided on the Website for your investment portfolio, strategy, financial situation, or investment objectives.

Before selling or buying any investment, You should consult with a qualified broker or other financial professional to verify pricing information.

To the extent any of our content involves a strategy, including those built using algorithms, your actual results may differ from results reported for the strategy for many reasons, including, without limitation:

  • performance results for the strategy do not reflect actual trading commissions that you may incur;
  • performance results for the strategy do not account for the impact, if any, of certain market factors, such as lack of liquidity, that may affect your results;
  • the investments chosen for the strategy may be volatile, and server, delivery delays and other factors may cause the price you obtain to differ substantially from the price at the time of the alert;
  • you may not have the capital to trade as frequently as the strategy;
  • the size and timing of a Subscriber's purchase or sale of a security may affect the price of the stock.

Furthermore, some of our products may feature a strategy that offers investment ideas and/or provides information regarding investments. As previously stated, each product is solely intended for informational purposes and is not tailored to any specific subscriber. The information, research, and opinions contained in our products have been obtained or derived from sources believed to be reliable, but we cannot guarantee their accuracy, completeness, or the opinions based on such information. Therefore, it is not advisable to rely solely on the research provided herein when making securities or other investment transactions. We encourage you to conduct your own research and due diligence and seek the advice of a qualified securities professional before making any investment. None of the information contained in our products constitutes, or is intended to constitute, a recommendation by us regarding any particular security or trading strategy, or a determination that any security or trading strategy is suitable for any specific individual. Investing in any security, including those based on the content of this Website, is inherently risky and speculative. Trading in any security can result in immediate and substantial losses of the invested funds. It is highly recommended that you only invest funds that are not allocated for other purposes, such as retirement savings, student loans, mortgages, education, or debt reduction.